About Spendly: AI Budget & Expenses
Spendly is the personal finance app that finally feels native to iOS — beautiful, fast, and powered by AI that actually understands your money.
Track expenses in under 5 seconds, scan receipts with one tap, and ask plain-English questions like "where did most of my money go last month?" Built for iOS 26 with Liquid Glass design, multi-wallet for Business / Personal / Family, and 150+ currencies.
No bank login required. Works offline. Your data stays yours.
— WHY SPENDLY —
• AI Receipt Scanner — Snap any receipt, AI extracts merchant, date, total & line items in seconds. No typing.
• AI Finance Advisor — Chat with your money. "Am I on track this week?" "What's growing fastest?" Get specific, helpful answers.
• Multi-Wallet — Business, Personal, Family, Wife, Custom. Separate budgets, colors, and reports per wallet.
• Multi-Currency — 150+ currencies with live rates. Perfect for travel, expats, freelancers.
• Bank SMS Auto-Parser — In supported markets, expenses log automatically from bank SMS alerts.
• Beautiful Native Design — iOS 26 Liquid Glass throughout. Looks like Wallet.app, not a web view.
— CORE TRACKING —
• Quick Add — One tap, log in seconds with smart defaults
• 30+ Categories — Pre-built, plus unlimited custom
• Recurring Expenses — Subscriptions, bills, EMIs, rent — auto-logged on schedule
• Subscription Tracker — Find forgotten subscriptions, see annual cost, get price-change alerts
• Bill Organizer — Never miss a payment, smart reminders 2 days out
• Split Expenses — Share a single charge across wallets or people
— BUDGETS & GOALS —
• Monthly budgets per wallet AND per category
• Envelope budgeting with smart AI suggestions
• Savings goals with AI-projected completion dates
• Smart alerts at 50%, 80%, 100% of budget
• Anomaly detection — get notified when something is off
— REPORTS & EXPORT —
• Beautiful charts: bar, donut, trend, heat map
• Custom report builder — save your favorite views
• PDF reports for accountants, reimbursements, tax
• CSV / Excel export with full pivot data
• Tax-ready reports with deductible toggle
— PRIVACY FIRST —
• No bank account login ever required
• Apple Sign In only — no email/password
• Face ID / Touch ID lock
• Your data is yours — never sold, never used for ads
• Receipt OCR runs on-device via Apple Vision
— PERFECT FOR —
→ Freelancers tracking deductible business expenses
→ Couples managing shared and personal money
→ Families with multiple wallets and budgets
→ Travelers logging spending in any currency
→ Anyone tired of bank-linked apps that only work in the US
— SPENDLY PREMIUM —
Unlock unlimited AI receipt scans, AI advisor chat, advanced reports, scheduled email exports, and unlimited wallets.
• Monthly: $4.99
• Annual: $29.99 (save 50%)
• Lifetime: $79.99
Free forever to track up to 1 wallet, 100 expenses/month, basic reports.
— SUBSCRIPTION TERMS —
Payment is charged to your Apple ID account. Subscriptions auto-renew unless canceled at least 24 hours before the current period ends. Manage subscriptions in Settings → Apple ID → Subscriptions.
Privacy Policy: https://spendly.app/privacy
Terms of Use: https://spendly.app/terms
Built with care for iOS. Made for people who like their money clear, calm, and beautiful.
